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The High Yield Savings Account Guide

What to know before you move your savings

Rates went up, and every bank started advertising. This guide explains what a high yield savings account really is, what to check before you move money, and the three traps that catch people out.

What is in it

• What the rate actually means, and why it can change next month
• How to check a bank is FDIC insured, in under a minute
• The limits on how much is insured, and what a couple can do
• Three traps: teaser rates, transfer delays, and minimum balances
• When cash is the right place for money, and when it is not

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